Debt and Credit
Capital Ventureone Rewards Card Review (2025.10 Update: 40k + $100 Offer!)
2025.10 Renewal: The new offer is 40k + $100. This is the best this card offers. HT: DDG.
2025.8 Renewal: New offer is 20K + $100.
2023.5 Renewal: The 40k offer is no longer available. Current supply is 20K.
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Benefits
- 40k + $100 Offer: Get 40,000 miles after spending $1,000 in the first 3 months. Plus, enjoy a $100 credit toward flights, accommodations and rental cars booked for one trip during your first card year. This is the best offer on this card.
- Earn 5x miles on hotels, vacation rentals and rental cars booked with single currency travel; Earn 1.25x unlimited miles on every purchase, every day.
- The total value of capital miles for one mile is 1.6 cent / Point. See below for a brief introduction.
- There is no foreign exchange fee.
- There is no annual fee.
Bad
- One capital will pull all three leading credit bureaus (nation, Trunenion, equifax) with one credit card application!
Introduction to Capital One (C1) miles
- You can earn C1 miles with two types of cards: earning miles cards, or free cashback cards. Mileage earning cards include: Capital One Venture Rewards Card, Capital One VentureOne Rewards Card, Capital One Spark Miles for business. Cashback Rating cards mainly include Capital Precis Real Card Reward credit card, Capital One One Quvorone Revuals Card Real Card Reward Card, Capital One QuickSilver Cash Reward Card Card, Capital One Spark Cash Plus etc.
- You can transfer your C1 miles from one mileage earning card to another mileage earning card at any time, and you can transfer your money to a mileage earning card at any time. However, you cannot transfer your miles from a mileage card to a cash card, so the refund is more flexible than the miles in the C1 program.
- C1 miles never expire. You will lose C1 miles on one card if you close the account, but you can prevent losing your C1 miles by transferring points to another C1 card ahead of time.
- If you have a loyalty card, C1 miles can be transferred to other airline miles and hotel points. Other good 1:1 transfer options are: Air Canada (AC) (Star Alliance), Avianca (AV) (Avia Alias (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (Cx
- You can redeem your C1 miles for travel expenses at a limited rate of 1.0 cents / point. You can also redeem your C1 miles for select RIOT merchant gift cards for REOOT 1.0.
- You can redeem your C1 miles via statement for a limited rate of 0.5 cents.
- In summary, we estimate that C1 miles cost 1.6 cents.
Recommended application period
- We recommend that you apply for this card after you have a credit history of at least two years and are very comfortable with the credit card game.
- [1/6 rule] You can apply for one credit card for one six-month period, including personal and business credit cards. You will get an automatic disclaimer if you break this rule, but there will be no hard pull.
To put it briefly
The admission offer is good for an annual fee card. If you want to get a lot of money per mile, maybe venture capital for venture X is worth it. But the good thing about this card is that it has no annual fee, so it’s a great way to get a discount. You should note that a single fee will pull all three major credit bureaus (national, Trununion, equifax) for a single credit card application (see features of major banks for more information).
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