Wells Fargo Premier Autograph Credit Card Review (New Card, 100k Gift)
[Updated Feb 2026] A new card has been activated. It’s essentially the same as Wells Fargo Autograph Journey, but comes with a higher welcome bonus and enhanced insurance benefits. The catch is that it’s only available to Wells Fargo Premier customers (requiring $250k+ in qualifying balances). If you happen to qualify for Premier status while working with Wells Fargo’s Premier Check bonus, you might consider picking up this card and getting an extra bonus on the go.
Application link
- Wells Fargo Premier Autograph: No direct link. Wells Fargo Premier customers ($250k+ in qualifying balances) can see a link to the app within their Wells Fargo online account.
Benefits
- 100k offer: earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months.
- Unlimited 5x points on hotels, 4x points on flights, 3x points on other travel and dining, 1x on other purchases.
- $50 annual statement credit toward airfare. The flight ticket itself is included.
- Compared to Wells Fargo Autograph Journey, it adds several additional insurance benefits: primary rental car coverage, extended warranty, purchase protection, and trip interruption and cancellation coverage including delays and other non-medical reasons.
- There is no foreign currency.
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- $95 annual fee, NO first year fee.
Wells Fargo Points
Wells Fargo rewards points for these cards:
Besides redeeming for cash at a 1:1 ratio, you can transfer points to these airline/hotel partners:
- Aer Lingus (EI) Avios
- Air France (AF)/KLM Flying Blue
- Avianca (AV) LifeMiles
- British Airways (BA) Avios
- Iberia (IB) Avios
- [New] JetBlue (B6) TrueBlue
- Virgin Atlantic (VS) Flying Club & Virgin Red
- Rights of Choice (1:2)
Excluding Preferential Rights (1:2), the transfer ratio is 1:1.
Recommended Application Period
- We recommend that you apply for this card after you have a credit history of at least two years and are very comfortable with the credit card game.
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[6 month rule] You cannot get another Wells Fargo credit card if you opened a Wells Fargo credit card in the last 6 months.
Summary
It’s essentially the same as Wells Fargo Autograph Journey, but comes with a higher welcome bonus and enhanced insurance benefits. The catch is that it’s only available to Wells Fargo Premier customers (requiring $250k+ in qualifying balances). If you happen to qualify for Premier status while working with Wells Fargo’s Premier Check bonus, you might consider picking up this card and getting an extra bonus on the go.
For people who spend a lot of money on hotels, this card earns points at a very strong rate. If the $50 flight credit has less restrictions, that effectively lowers the annual fee to $45, which is quite reasonable. For those who enjoy traveling, this sounds like a card worth considering.
Historical Supply Chart
Application link
- Wells Fargo Premier Autograph: No direct link. Wells Fargo Premier customers ($250k+ in qualifying balances) can see a link to the app within their Wells Fargo online account.
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