Today’s Gold Prices: TK | Money

digitalplatform.g@gmail.com January 21, 2026Last Updated: January 21, 2026

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Today’s gold prices see the precious metal RISE since yesterday.

Here are today’s gold futures prices and a quick summary of where gold was yesterday, and the overall trends.

Gold Futures Open Today, Jan 21st: $4,867.36 per troy ounce
Gold Futures Closed Yesterday, Jan 20th: $4,765.80 per troy ounce
Percent change: Up 2.13%
Change in the last five days: Gold is up 5.92% in the last five days.

Note: these prices fluctuate during the day.

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Gold as Part of Your Portfolio

Gold has historically underperformed the stock market. However, in the last two years, the tables have turned. In both 2024 and 2025, the precious metal gained 28% and 65%, respectively. During the same period, the S&P 500 gained 25% and 18%, respectively.

But gold should not be viewed as part of a short-term strategy. Instead, it has made its name as a buy-and-hold property. (See Money How to buy golden explainer for more details.) Because of its weak correlation with the stock market, over time gold has served as a hedge, a portfolio that protects against inflation, market volatility and falling interest rates.

For long-term investors looking to diversify their holdings, allocating between 5% and 10% of their capital to other investments — including safe-haven assets like gold — can help reduce portfolio risk while providing leverage over traditional equity investments.

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How to invest in gold

For those interested in adding gold to their portfolio, there are several ways to do so. Physical ownership of gold can complement a retirement savings plan with gold IRAs – we review the best every month, which you can read here.

Money has also been carefully examined by many gold dealers online which offer free and insured shipping, purchase guarantees and secure storage in IRS-approved warehouses.

But investing in gold does not require ownership of the physical metal. Investors who are more comfortable with equity markets can gain exposure through leverage gold exchange rates (ETFs) and mutual funds.

While gold-backed ETFs and physical gold do not produce yields, shares of certain gold mining companies do pay dividends. Investing in companies – like Anglogold Ashanti example – it can give investors the power of gold appreciation and income.