Profy of Hope and Savings Review – July, 2025
I am very proud of me. Here’s why …
Debt
| Description of Credit | October, 2023 Value | Rate | A small payment | The current sum | Payment Date (EST) |
|---|---|---|---|---|---|
| Student loans | $ 22,121 | 2.875% | $ 307 | $ 19,036 | |
| CC – Apple ** | $ 500 | $ 0 0 | May, 2025 | ||
| CC – Frontier | $ 3,857 | 29.99% | $ 0 0 | $ 0 0 | May, 2025 – Closed |
| Dad – a new love | $ 2,600 | 0% | $ 0 0 | $ 0 0 | May, 2025 |
| CC – SAA | $ 5,000 | 19.15% | $ 0 0 | $ 0 0 | May, 2025 |
| CC – SAM club | $ 0 0 | May, 2025 (again) | |||
| CC – Zon | $ 0 0 | May, 2025 (again) – Closed | |||
| CC – Southwest | $ 0 0 | May, 2025 | |||
| Painter | $ 0 0 | May, 2025 | |||
| CC – amex | $ 894 | 29.24% | $ 0 0 | $ 0 0 | Mar, 2024 – Closed |
| CC – sam | $ 1,106 | 29.99% | $ 0 0 | $ 0 0 | April, 2024 |
| One’s loans # 1 | $ 2,500 | 0% | $ 0 0 | $ 0 0 | July, 2024 |
| Loan of a person # 2 | $ 2,500 | 0% | $ 0 0 | $ 0 0 | August, 2024 |
| CC – Wander | $ 1,630 | 29.24% | $ 0 0 | $ 0 0 | August, 2024 – Closed |
| CC – Zon | $ 1,497 | 29.99% | $ 0 0 | $ 0 0 | September, 2024 |
| Entire | $ 44,206 | $ 307 | $ 19,036 |
I paid $ 1,925 in debt in July. (June debt renewal.) For the first time in 3 years, I have under $ 20k for debt, no credit card debt, there is no other debt. My car is payable and in good condition and I’m in a good attitude.
There is light at the end of the worst tap. In addition, I have a bank finance!
Savings
I have a lot of money in Kisung than I have in decades. And not just that, but I don’t touch it. I have no quick plans (you have seen my budget and buckets I use in ally). I have never touched my ALLY account since the beginning I opened $ 5,000 from the salehouse.
I have automatic deposits travel a week to go to my type of type and my investment account. (By record, these screens come from late July.)
Summary
Listen, I know that it is not there I have to attend my age. I find that. Indeed.
But I can’t go back. I can go forward, and I am. And I am proud of me.
My attention is separated … Credit and Saving. Maybe it’s not the best way to do it. But I do. The debt firmly throws, savings grow as soon as possible.
I realized with 0 and as my money grows, my savings and debt repayments went on immediately.
This month
Now this month, I will spend some money. Princess and I threw the beauty of wedding anniversary. I have set a budget of $ 1,500 – most from my monthly “allowance that I did not contact. I will share the details of how it goes later as I still try to get everything out. From today, I have used the following:
- $ 3 33 Invitations. I created them to Canva until it was dipped there. I used the stamps that I had so I brought the costs.
- $ 50 to hold an event space. I will pay one $ 200 fee before the event. The event space includes tables, chairs, tables, and ware.
- $ 11 with my flight to and from ATL – Yes, many points.
- $ 196 with table decoration (flowers) and service delivery.
I know I will provide food. And another game or again – you think of the toilet paper to make wedding dresses. I’m just sure I feel my way as I never had a wedding plague or there. But it will be nice to hear this and my girls and celebrate beauty!
Pont Hope Credit and Savings Review – July, 2025 originally appeared to blog down credit.
