Marcus of Goldman Sachs Savings Account Review (Update 2026.1: Up to $1,500 Deposit Bonus, For Both New Customers Again!)
2026.1 Update: Currently there is a deposit bonus promotion. The registration link is here, and the bonus-to-deposit categories are shown in the table below. The bonus level is very attractive. Considering that Marcus already offers a fairly competitive interest rate, it’s even better if you can stack this with an additional referral boost. You need to keep the money deposited for at least 90 days. The good part is that both new and existing users are eligible participation!
| Cash Bonus | $100 | $750 | $1,500 |
|---|---|---|---|
| Deposit and save new funds | $10,000+ | $50,000+ | $100,000+ |
2021.1 Update: There is a $100 bonus for new customers as well, the required deposit is $10,000. Register on 2021.02.12.
Application link
Benefits
- $100 offer for new customers too. See below for detailed requirements. Register before 2026.3.11.
- $0 monthly fee.
- APY is one of the best savings accounts.
- Excellent referral boost: +0.25% Total Cash Bonus over 3 months for both parties. On an annual basis, this equates to an additional +1% APY. Earn up to 5 per year.
- One thing you should be aware of: many people have run into problems when, after depositing funds, they try to transfer money to a different bank account causing a risk review. To be safe, it is best to use the same bank account for both incoming and outgoing transfers.
Bonus requirements
- Bonus offer for new and existing customers. You must register through this link first.
- The bonus-to-deposit categories are shown in the table below. You will need to make a deposit of some “new money” within 10 days of signing up, and keep those funds and your current balance for 90 days (from the end of the 10 days of receiving money). “New money” means money not in Marcus’s accounts. Withdrawal may result in a lower bonus.
Cash Bonus $100 $750 $1,500 Deposit and save new funds $10,000+ $50,000+ $100,000+ - The terms contain anti-gaming language: “If we find that you have engaged or plan to engage in harassment or gaming in connection with this offer, you will not be eligible to receive this offer.
Summary
Bonus offers from Marcus are usually for new customers too, which is great. The APY is also decent, so you can keep this account for a long time.
Application link
If you like this post, don’t forget to rate it 5 stars!
