Debt and Credit
Delta SkyMiles® Platinum Business American Express card review (Update 2026.1: 100k offer)
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2026.1 Update: New supply is 100k. Expires in 2026.4.1.
2025.9 Update: New supply is 100k. Expires on 2025.10.29. It’s out of date now.
2025.6 Update: New supply is 100k. Expires on 2025.7.16. It’s out of date now.
Program Link
Benefits
- 100k offer: earn 100,000 Delta miles after spending $8,000 in the first 6 months. Best recent offer is 95k+$200.
- We value Delta Miles at 1.3 cents/mile (Airline Miles Value). So a welcome offer of 100k would be worth $1,300! Look A Beginner’s Guide to Delta Miles to check information about Delta Miles.
- With the Platinum Delta SkyMiles Credit Card, you’ll get a Friend certificate every year just to renew your Card. With this Certificate, you can invite a special someone to fly with you on a suitable round-trip flight. If you use it well, it costs about $500 and is easy to pay for the annual fee.
- Earn 3 miles for every $1 spent on Delta hotels and purchases. Earn 1.5 miles per dollar on transportation, shipping, and one eligible purchase over $5,000 (that’s half a mile per dollar), up to 50,000 additional miles per year. Earn 1 mile for every $1 spent on other purchases.
- [New] $10 Resy Credit per month. Resy is a restaurant booking platform, featuring mainly high-end restaurants. You don’t need to make a reservation at Resy, just go to Resy partner restaurants and pay with this card to get credit. Registration is required.
- [New] $10 Rideshare credit per month. Registration is required.
- [New] $200 Delta Stays Credit: Get up to $200 back annually as a statement credit after you use this card to book prepaid hotels or vacation rentals through Delta Stays at delta.com/stays.
- First is a free checked bag on Delta flights.
- Enjoy the privilege of flying on a Delta Flight.
- 20% savings on in-flight dining and entertainment.
- MQD Boost: Earn $1 Medallion Qualification Dollar (MQD) for every $20 in purchases.
- [New] MQD prefix: earn $2,500 in Medallion Qualification Dollars (MQD) each year of Medallion Qualification through MQD Headstart.
- [New] Non-Promotional List. Well, but your position is behind Delta SkyMiles Medallion members and Saver Card Members.
- Global Entry or TSA Pre✔ Cash Credit.
- Cell phone protection: get up to $800 per claim and 2 claims per year in cell phone protection against covered theft or damage to phones listed on your monthly cell phone bill when you pay with your eligible credit card. $50 deducted.
- With this credit card, you can get access to the Amex Offer, which often offers great discounts at other stores, such as: spend $15 or more and get $5 back at Walmart; spend $75 or more and get $25 back at Amazon.com.
- There is no foreign currency.
- Refer a friend: You can earn 5,000 or 10,000 bonus miles for every approved account you refer, up to 100,000 Delta miles per calendar year.
Evil
- $350 annual fee, NOT due the first year.
DL Companion Certification Rules
- You can only use the companion certificate on Delta flights only (including Delta connections, Delta motorcycles)
- You will need to purchase your tickets at least 14 days in advance for a minimum stay of 3 nights
- You must book seats in the fare class L, U, or T (discount coach class) only
- You and your friend must fly in the same direction
- Taxes and Fees apply to the companion ticket
- Associate certificates can be transferred, but are not eligible for upgrades
- If you cancel the itinerary, you will not receive the certificate
- You will earn miles on a premium ticket, but not a companion ticket
- You it should use your Platinum Delta SkyMiles card to pay for tickets
Recommended Application Period
- You can only get a welcome bonus once in a lifetime, so be sure to apply when the historically highest offers appear.
- AmEx does not care about the amount of withdrawals.
- You can try to apply if you have a credit history of 6 months.
Only one AmEx credit card can be approved per day. This rule does not apply to charge cards, you can be approved for one credit card and multiple charge cards per day.Multiple cards approved on the same day will only have one Hard Pull.- Only 2 AmEx credit cards can be approved within 90 days, but again, this rule does not apply to charge cards.
- You can maintain a minimum of 5 AmEx credit cards, excluding charge cards.
Summary
The welcome offer is really good.
Related Credit Cards
Recommended Download Options
- You can’t downgrade this card to any card without an annual fee, so I suggest you close it if you don’t want to keep it anymore.
After applying
- Click here to check the status of an AmEx application.
- AmEx reconsideration hotline number: 877-399-3083. The “real” Amex backdoor number is well protected. Unlike Chase, representatives from this backdoor AmEx reconsideration number are only authorized to help you submit applications.
Historical Supply Chart
Program Link
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