Delta SkyMiles® Gold Card from American Express Review (2026.1 Review: 90k Offer!)

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2026.1 Update: New supply is 90k. Expires in 2026.4.1. This is the best offer in recent years.
2025.9 Update: New supply is 80k. Expires on 2025.10.29. It’s out of date now.
2025.6 Update: New supply is 80k. Expires on 2025.7.16. It’s out of date now.
Program Link
Benefits
- 90k Offer: Earn 70,000 Delta Miles after spending $3,000 on purchases in the first 6 months. Earn an additional 20,000 Delta Miles after spending an additional $2,000 in purchases in the first 6 months. That’s a total of 90k miles. This is the best offer in recent years.
- We value Delta Miles at 1.3 cents/mile (Airline Miles Value). So a welcome offer of 90k is worth about $1,170. Look A Beginner’s Guide to Delta Miles to check information about Delta Miles.
- Earn 2 miles for every $1 spent at restaurants, US supermarkets, and Delta purchases; 1 mile per $1 per purchase.
- Earn a $200 Delta Flight Credit when you spend $10,000 in a calendar year.
- First is a free checked bag on Delta flights.
- Main Cabin 1 Priority Boarding on Delta Airlines.
- 20% savings on in-flight dining and entertainment.
- [New] $100 Delta Stays Credit: Get up to $100 back annually as a statement credit after you use this card to book prepaid hotels or vacation rentals through Delta Stays at delta.com/stays.
- With this credit card, you can get access to Amex Offers, which often offer great discounts at other stores. In the past we’ve seen offers like this: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
- There is no foreign currency.
- Refer a friend: You can earn 10,000 Delta miles for every approved account you refer, up to 55,000 Delta miles per calendar year.
Evil
- $150 annual fee, but waived the first year.
Recommended Application Period
- You can only get a welcome bonus once in a lifetime, so be sure to apply when the historically highest offers appear.
- [New] [Family language] AmEx is starting to add family language: cards with higher annual fees will apply to welcome offers at lower annual fees in the same family series. The Delta personal card family is affected. So if you want more than one welcome offer, you should apply for the cards with the lowest annual fee first.
- AmEx does not care about the amount of withdrawals.
- You can try to apply if you have a credit history of 6 months.
- Only 2 AmEx credit cards can be approved within 90 days, but this rule does not apply to charge cards. Multiple cards approved on the same day will only have one Hard Pull.
- You can keep a minimum of 5 AmEx credit cards, but this rule does not apply to charge cards.
Summary
Delta does not publish an award chart which makes this comparison a bit difficult. However, if you fly Delta a lot/have some redemptions in mind, this is a great welcome bonus! The per diem earning rate isn’t exactly outrageous, but if you fly Delta a lot you may find some of the perks useful.
Related Credit Cards
Recommended Download Options
After applying
- Click here to check the status of an AmEx application.
- AmEx reconsideration hotline number: 877-399-3083. The “real” Amex backdoor number is well protected. Unlike Chase, representatives from this backdoor AmEx reconsideration number are only authorized to help you submit applications.
Historical Supply Chart
Program Link
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