Delta SkyMiles® Gold Business American Express card review (Update 2026.1: 90k offer)

Non-company disclosure: all information about this card has been independently collected by the US Credit Card Guide and has not been reviewed by the issuer.

2026.1 Update: New supply is 90k. Expires in 2026.4.1.

2025.9 Update: New supply is 90k. Expires on 2025.10.29. It’s out of date now.

2025.6 Update: New supply is 90k. Expires on 2025.7.16. It’s out of date now.

Application link

Benefits

1. 90k offer: earn 90,000 Delta miles after spending $6,000 in the first 6 months. This is the best offer on this card.
2. We value Delta Miles at 1.3 cents/mile (Airline Miles Value). So a maximum welcome offer of 90k would be worth $1,170! Look A Beginner’s Guide to Delta Miles to check information about Delta Miles.
3. Earn 2 miles for every $1 spent on Delta purchases; Earn 2 miles for every $1 spent on referrals and promotions, up to $50,000 in purchases per calendar year; 1 mile per $1 per purchase.
4. Earn a $200 Delta Flight Credit when you spend $10,000 in a calendar year.
5. First is a free checked bag on Delta flights.
6. Main Cabin 1 Priority Boarding on Delta Airlines.
7. 20% savings on in-flight dining and entertainment.
8. [New] $150 Delta Stays Credit: Get up to $150 back annually as a statement credit after you use this card to book prepaid hotels or vacation rentals through Delta Stays at delta.com/stays.
9. With this credit card, you can get access to Amex Offers, which often offer great discounts at other stores. In the past we’ve seen offers like this: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
10. There is no foreign currency.
11. Refer a friend: You can earn 5,000 or 10,000 bonus miles for every approved account you refer, up to 100,000 Delta miles per calendar year.

Evil

1. $150 annual fee, but waived the first year.

Recommended Application Period

1. You can only get a welcome bonus once in a lifetime, so be sure to apply when the historically highest offers appear.
2. AmEx does not care about the amount of withdrawals.
3. You can try to apply if you have a credit history of 6 months.
4. Only one AmEx credit card can be approved per day. This rule does not apply to charge cards, you can be approved for one credit card and multiple charge cards per day. Multiple cards approved on the same day will only have one Hard Pull.
5. Only 2 AmEx credit cards can be approved within 90 days, but again, this rule does not apply to charge cards.
6. You can maintain a minimum of 5 AmEx credit cards, excluding charge cards.

Summary

The welcome offer is really good.

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Recommended Download Options

• You can’t downgrade this card to any card without an annual fee, so I suggest you close it if you don’t want to keep it anymore.

After applying

• Click here to check the status of an AmEx application.
• AmEx reconsideration hotline number: 877-399-3083. The “real” Amex backdoor number is well protected. Unlike Chase, representatives from this backdoor AmEx reconsideration number are only authorized to help you submit applications.

Historical Supply Chart

Application link

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