Debt and Credit
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review (Update 2026.3: 75k offer)
2026.3 Update: The 75k offer is back.
2025.10 Update: The 75k offer is back. [2025.12 Update] It has expired.
2025.4 Update: The 75k offer is back. [Update] It has expired.
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Benefits
- 75k Offer: earn 75,000 AAdvantage Miles after spending $5,000 in the first 5 months. This is the best offer on this card in recent years.
- We value AA miles at 1.5 cents/point (Price of Airline Miles), so the highest signup bonus of 75k is worth about $1,125! Look A beginner’s guide to AA Miles to check details about AA Miles.
- Earn 2 AAdvantage miles for every $1 spent on qualifying American Airlines purchases, 1 AAdvantage mile for every $1 on other purchases.
- First is a free checked bag on American Airlines domestic flights for you and up to four friends.
- Earn an American Airlines Compliance Certificate each year after spending $30,000 or more.
- Priority boarding on American Airlines flights.
- 25% savings on eligible in-flight purchases using the card.
- Fly to select destinations on American Airlines for up to 7,500 flights for less than ADvantage miles with Reduced Mileage Awards.
- There is no foreign currency.
Evil
- $99 annual fee, first year waived.
Recommended Application Period
- [8/65 Rule] You can apply for 1 Citi card every 8 days and at least 2 Citi cards every 65 days, regardless of whether you are approved.
- [Updated] [1/48 Rule] The welcome bonus is not available if you received a new account bonus for this card in the last 48 months.
- We recommend that you apply for this card after you have a credit history of at least one year.
Summary
This business card is exactly like the personal version. The sign-up bonus for this card is usually very high, making it one of the best sign-up bonuses and thus worth applying to almost anyone who can use AA miles. However, the pay rate is not regressive, making it difficult to justify holding on after the first year. If you fly AA a lot and the card’s benefits are important to you, it may be worth keeping them. If not, consider downgrading to a card with no annual fee (if applicable).
Related Credit Cards
| Cards | Citi AA MileUp | Citi AA Platinum | Citi AA Globe | Citi AA Executive | CitiBusiness AA Platinum |
|---|---|---|---|---|---|
| Annual Fee | 0 | $99 | $350 | $595 | $99 |
Recommended Download Options
After applying
- Call 888-201-4523 to check the status of a Citi application.
- Citi reconsideration hotline number: 605-331-1698. This is a phone number called “Citi EO” (Office of the Executive) phone number. This phone number is not designed to do a re-screening, but the representatives are really helpful.
Historical Supply Chart
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