Debt and Credit
BoA Travel Business Credit Card Review (Update 2026.3: $500 Offer)
2026.3 Update: New offer is $500.
Program Link
Benefits
- 50k offer: earn 50,000 points after spending $5,000 in the first 3 months. The value of these points is $500. This is the best offer ever offered on this card.
- Earn 1.5x points per $1 spent on every purchase.
- How to redeem points: you can use statement credit points to pay for travel expenses at a fixed rate of 1 cent/point. You can also redeem points for cash or gift cards, but the rate is much lower.
- BoA Preferred Rewards program (business version): If you have a checking/savings/trading account (business version) with BoA or Merrill Edge, you can earn extra points based on the value of the property. Earn 25% more rewards if you’re in the Gold category ($20k balance or more); 50% if Platinum tier ($50k balance or more); 75% if Platinum Honors tier ($100k or more in balance).
- There is no foreign currency.
- There is no annual fee.
Recommended Application Period
- We recommend that you apply for this card after you have a credit history of at least one year.
- [New] 2/3/4 Rule: BoA will only allow a minimum of: 2 cards per 2 month roll; 3 cards per 12 month roll; and 4 cards per 24 months. Because their IT system has not been fully updated, you may not be denied due to this rule. Instead, you may be initially authorized, and then the account will be closed due to “mistaken authorization”.
- [New] 24 month policy: This card will not be available to you if you currently have ANY BOA BUSINESS CARD in the previous 24 months.
Summary
Its sign-up bonus is eligible for a no-charge card. If you can’t reach the top level of BoA Preferred Rewards (business version), then the spending rewards are 2.625% on all the best.
After applying
- Click here to check BoA application status.
- BoA reconsideration hotline: 800-732-9194. It seems the price is changing. Please let us know immediately if it fails. Representatives here can contact decision makers directly.
Historical Supply Chart
Program Link
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