Barclays Wyndham Earner Plus credit card review (Update 2026.3: 75k offer)
2026.3 Update: New offer for 75k: earn 45,000 Wyndham points after spending $1,000 in the first 90 days, and earn 30,000 Wyndham points after spending $500 at Wyndham hotels in the first 180 days. This type of welcome offer is only suitable for those who already have plans to spend at Wyndham.
2025.3 Update: The new offer is 90k, which is pretty good for this card although not the best ever offered. [Expired]
2023.9 Update: The new offer is 75k, which is pretty good for this card although not the best ever offered. [Expired]
Application link
Benefits
- 75k offer: earn 45,000 Wyndham points after spending $1,000 in the first 90 days, and earn 30,000 Wyndham points after spending $500 at Wyndham hotels in the first 180 days. Best recent offer is 100k.
- Wyndham points are worth about 1.0 cents/point (Hotel Points Value), and the redemption structure is very simple with only three redemption levels: 7.k/15k/30k points. So the highest 100k reception costs about $1,000!
- “go and be free Fast”: Redeem a few 10% Wyndham Rewards points on reward night. That means you only need 6.75k/13.5k/27k points to redeem.
- Cardmember Discount: 7% or 12% off Best Available Rate for cardmember (5% or 10% discount for regular member).
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Earn 6 points per $1 spent on eligible purchases made at Hotels By Wyndham and on eligible gas purchases; Earn 4 points per $1 spent on eligible food and grocery purchases (except Target and Walmart); Earn 1 point per $1 spent on all other purchases (excluding minimum fees at Wyndham Timeshare resorts).
- Anniversary Bonus: Earn 7,500 bonus points each anniversary.
- Earn Wyndham rewards automatically Platinum Membership.
- There is no foreign currency.
Evil
- $75 annual fee, NOT due the first year.
- Usually a free night can’t cost much as most Wyndham hotels are not that expensive.
- Note that Wyndham points expire after 18 months of inactivity, and expire after 4 years no matter what. So it’s not a good idea to accumulate a lot of Wyndham points if you don’t plan on staying at Wyndham in the near future.
Recommended Application Period
- Barclays values the most recent number of defaults, we recommend you apply if you have less than 6 defaults in the last 6 months.
- [6/24 rule] Similar to the Chase 5/24 rule, Barclays will reject your application if you have 6 or more new accounts in the last 24 months. Note that this is a soft rule for Barclays.
- We recommend that you apply for this card after you have a credit history of at least one year.
Summary
45k signup bonus is decent if you have a good plan. If you don’t want to pay the annual fee, you can consider downgrading to the no-fee version of the Barclays Wyndham Earner after the second year’s fee is due. Reward night discount and card member discount are also on the card which can be paid annually. If you live in Wyndham a lot, you might also consider the Barclays Wyndham Earner Business which is a solid card with more annual cash back.
Related Credit Cards
| Barclays Wyndham Earner | Barclays Wyndham Earner Plus | Barclays Wyndham Earner Business | |
|---|---|---|---|
| Annual Fee | $0 | $75 | $95 |
| Year Points | 7,500 (if you spend $15,000 or more) | 7,500 | 15,000 |
| Bonus categories | Earn 5 points per $1 spent on eligible purchases made at Hotels By Wyndham and on eligible gas purchases; Earn 2 points per $1 spent on eligible dining and grocery purchases (except Target and Walmart) | Earn 6 points per $1 spent on qualifying purchases made at Hotels By Wyndham and on qualifying gas purchases; Earn 4 points per $1 spent on eligible food and grocery purchases (except Target and Walmart) | Earn 8 points per $1 spent on eligible purchases made at Hotels By Wyndham and on eligible gas purchases; Earn 5 points per $1 spent on qualifying advertising, promotional materials, and services |
| Wyndham Elite Membership | Gold | Platinum | A diamond |
Recommended Download Options
After applying
- Click here to check Barclays application status.
- Barclays reconsideration hotline number: 866-408-4064. Barclays often asks a variety of questions and you should know all the answers about your personal information and credit report. Alternatively, you may get HP again, but you will be notified in advance. So, think carefully before calling.
Historical Supply Chart
Application link
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