Amazon Credit Card Review (2025.11 Renewal: $250 Offer)
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2025.11 Renewal: The new offer is $250.
2025.7 Renewal2: The offer is now $150.
2025.7 Renewal: New offer is $250! This is the best that this card has to offer. Giveaway ends on Jul 14.
Program link
Benefits
- $250 gift card offer: Get $250 in Amazon Gift Cards upon approval, no spend required. (Offer limited to inactive users). This is the best that this card has to offer.
- Get 5% Cashback on Amazon and Whole Foods if you’re an Amazon Prime member (3% if not), 2% cashback at restaurants and gas stations, 1% cashback on all other purchases. To get 5%, you need to use your Amazon account. Prime membership is a great trial membership.
- Refer a friend: You can earn $50 for every approved account you refer, up to $500 per calendar year. Place to generate the referral link here (instead of the usual Chase cards place).
- There is no foreign exchange fee.
- There is no annual fee.
Bad
- If you think it looks like there is no annual fee, you actually need to remember that the premium membership costs you money every year.
Recommended application period
- [5/24 Rule] If you have 5 or more new accounts opened in the last 24 months, Chase will not allow you to apply for this card, no matter how high your score is. The number of new accounts includes all credit card accounts, not just checking accounts. See this post for details on how to bypass this rule.
- This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the last 24 months. Note that what matters here is the time you receive the signup bonus, not the time you open or close the account.
- Do not apply for more than 2 credit cards within 30 days, or you will most likely be denied.
- We recommend that you apply for this card after having a credit history of more than a year.
To put it briefly
$200 Sign-up bonus is a cashless card bonus. If you are a big fan of Amazon, and you have already chosen to be a member of Amazon Prime, it is a good card with 5% Cashback at Amazon.
There’s also Synchrony’s Amazon Store Synchrony Prime card, and the Amex Business Prime bundled business card. All can earn 5% on Amazon. If you don’t qualify for this Chase card because of the 5/4 rule, then these two are good options.
Credit cards are related
After applying
- Call 800-436-7927 to check the status of the chase application. This is an automated call line, and the information has the following definitions: Get a decision in 2 weeks means your application is likely to be approved; Get a decision in 7 – 10 days means your application has been rejected; Get a decision in 30 days it just means your app needs updating and I can’t tell you anything now.
- Chase Resersoor Backdoor Number: 888-270-2127 or 888-609-7805. Call it if you haven’t agreed immediately. Your information will be received and then viewed. You don’t have to answer the questions, instead, just enjoy the music and get approval or rejection, or other information is needed to be placed in the branch or by fax.
History Chart
Program link
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