Health care after retirement early retirement – 40


Health care is a major problem in the United States if you plan to retire early. Many of us get health insurance for our employer. What happens if you retire is early? How do you get health insurance? My real plan was to get Healthcare-Health Insurance.gov (ACA). However, the Republicani who throws a report that has not transferred ACA premium tax deductions. Premiums forecast for the increase of approximately 75% of the many ACA policies the following year. That’s not good.
I look forward to health care.gov, and a silver system cost about $ 1,650 / month in three family in Oregon. That’s not cheap. A pile of increase in 75%, and we would pay approximately $ 3,000 / month of health insurance in 2026. Damn!
Fortunately, Mrs RB440 worked long enough to qualify for pension when retired at the beginning of this year. This means that we can keep his employer-sponsored health insurance. That is a big win about us. This year, we pay approximately $ 650 per month. The following year, the price will increase, but should not be 75%. Whew, we got a lot of money.
Old age could not be wimps
Health insurance is a major problem, but aging is a real problem. Mr RB440 and I’m well now, but we’ll have many problems next time. We can also see our parents.
Wife RB40 will visit his parents for one month. His father has problems with transportation and recently a fall. You have health health in her pension. However, his first head doctor moved and previously appointed appointments he could receive in January. Mr. RB440 will try to make appointment while in the city. If he fails, he will take him to care for the doctor. You have health problems I want to share them here. Whether you have health insurance, a good doctor is not easy because of shorting throughout the country. They live in a small town near Palm Springs, and shortage is difficult in rural areas.
Mrs RB40’s mother is healthy, but she also has some problems. He hit the head a few years ago (he fell into a dry pond) and now he doesn’t see more in his left eye. They have separated and live separately. Now that Mrs RBB40 has retired, you plan to spend more time there. Her parents need more help. That is why we plan to move to California after completing our high school son. Her mother is healthy in her pension.
My dad also faces certain health problems. Suddenly, her left leg can’t carry her weight. We really know why. You have a gout and explode from time to time, but that’s the years. That is not a problem this time. He lives in Thailand, and they are healthy for public health there. Went to the hospital, but they don’t know what’s wrong. They will make MRI next week and run many tests. Also, his PSA level was high, and it was diagnosed with prostate cancer recently. You follow this. Cancer sounds frighteningly, but prostate cancer usually grow slowly. There are many treatments available. I hope.
My mother had a dementia and died in 2023. I still miss her.
Old age is not in wimps. We need to exercise and eat healthy while we are young. We also need to travel a lot and we will see everything we want to see in our 50s and 60s. It will be very difficult to go when we are old. I’m glad we had a financial independence and was able to retrieve early. Life is short. You need to enjoy it while young and healthy.
Okay, that’s all I have today. Do you plan to retire early? What is your healthcare system?
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