Ihg One Rewards Premier Credit Card Review (2025.9 Renovation: 165k offers)

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2025.9 Reneware: New offer is 165k.
2025.7 Update: The higher offer has expired. Current offer is only 140k.
2025.5 Renewal: There is 5fn offer (up to 60k each). This is the best offer on this card.
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Benefits
- 165K offer: Earn 165,000 IHG points after using $ 3,000 in 3 months. The most recent offer is 5fn (up to 60k each).
- The IHG points are ignored by approximately 0.5 cents (hotel points). We usually give a lot of savings of the free night. So 5fn Welcome Given than $ 900.
- Get a 40k free of charge (FN) every year after the date of renewal of your account. You can also use existing IHG points to redeem your FN in hotels above 40,000 points.
- Earn 10x points in the IHG assets, 5x points in food, store at the store and a gas station, and 3x points in some purchases.
- Find a $ 50 United travelk year: You will receive one $ 25 Money combined for the United Travelbank Money made between July 1 and December 31 will expire on January 15, regardless of a deposit date. You must complete one-time enrollment to get this benefit. This benefit is actually not working because of short expiration and small amount.
- Find 10,000 points Bonuses + Status 100 Statement after spending $ 20,000 at purchasing and making one additional purchase per year.
- 20% off 20% on If you buy IHG points with your card.
- Use 3 nights, get 4 nights free.
- The Platinum members of the IHG is just when you have a card. Find the IHG diamond membership when you spend $ 40k.
- Entry around the world or TSA prepock $ 100 credit every 4 years.
- There is no external purchase fee.
- Refer to a friend. Please click this link to start referring. You can find 10,000 Bonus Bonus points at all authorized accounts referring to, up to the majority of 5 approved transmission (50,000 IHG points) in the calendar year.
Grim
- Annual fee, not for Young People.
- The free night works only for one year.
Recommended Time of Application
- [5/24 Rule] If you have 5 or more new accounts on the past 24 months, the chase will not allow your app to this card, no matter how high your school is. The number of new accounts include all credit card accounts, not only the accounts chased. See this post in terms of how to get this law.
- This product is available to you if you do not have an Ihg Rewards Card Card and you did not receive a new Cardmember bonus in the past 24 months. Note that what is important here is the time when you get a registration bonus, not the time you opt for an account or close the account. This does not apply to business credit card products.
- Do not apply for more than 2 credit cards within 30 days, or is most likely to be rejected.
- We recommend that you apply for this card after having a credit history for over a year.
Summary
Compared to other hotel groups, the IHG is strong in National Parks and small towns in the middle of the area. From the Revamp in 2022.3, you can now rescue 40k fn added points to book high hotels, and this is very increased to FN flexibility. This card is not a good time for spending daily because the IHG points are not very valuable, so the amount of 10k money is just a mess. Keeping this card longer equal to spending $ 99 to buy 40k Fn, even if it depends quite dependent on your transportation etc.
Related credit cards
| Chase Ihg Traveler | Chase Ihg Premier | Chase Ihg Premier Business | |
|---|---|---|---|
| Annual | $ 0 0 | $ 99 | $ 99 |
| Free | none | Up to 40k | Up to 40k |
After applying for
- Call 800-436-7927 to check the status of the chase app. This is the default line of calls, and information has the following descriptions: Get a decision to 2 weeks means that your application may be approved; Identify a decision in 7 – 10 days means that your application is rejected; Find a decision in 30 days only means that your app needs to update and I have nothing to tell you now.
- Chase resersonal number Backdoor: 888-270-2127 or 888-609-7805. Call it if you have not yet allowed. Your details will be received and then it will be viewed. You must not answer, instead, just enjoy the music and receive approval or rejection, or other information is required to be added to the branch or fax.
Historic Chart
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