EDU Credit Card review (2025.8 Update: All accounts are closed)
2025.8 Update: All cardholders receive an email from Decresed: All cards closed. You can’t buy now (you still need to pay your balance). This is the worst act, because we will damage the credit cardinal debt. This card is plenty of the first credit card for international students because it can be approved before receiving SSN. Losing the old credit card is very dangerous for the credit score. Study lesson: When you receive your first credit card, get one of the biggest bank failure.
2023.9 Renewal: This card is temporarily unavailable (hopefully not entirely). “New applications are temporarily suspended as we reorganize our card.”
2023.1 Update: $ 30 GROPY OFFERED. Nothing offers are welcome now.
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Benefits
- This is a Designative Credit Card. Students of international can also work Out of SSN and without credit history! (See official FAQ) for international international students who can access SSN in a short period of time, this card is a good way as the first credit card.
- This card is very friendly to foreigners: F1, M1, the owners of J1 Visa are eligible to apply. If you are not a green card owner or US citizen, then you need to provide the following information and documentation:
- University and the greatest.
- A copy of the electronic electronic copy with us Visa.
- A copy of the electronic form of your Form 20 / Form DS-2019.
- Bank Account Details or Recent bank statements (newcomers arrivals: If you have a bank account in the US, you will receive a monthly bank statement.)
- The raw card managers or US citizens will need to provide SSN, such as applying to other credit cards in the market.
- You can really create your credit history for this card. They will report a new account to 2 to 3 bills after 3 months of use: the test (Ex) and the Transion (Tu). For many people, the most important report of credit depends from Ex, so as long as you have a credit history on the EX is alive. Most people correctly think you can’t build a credit history without SSN, but this is not completely good. Credit Bureaus can use your name, birthday and the address as identified, so that they actually build your credit history or without SSN. After receiving your SSN, previous credit history will be tracked and installed in Appleed. Your credit history is not starting from the day you receive your SSN; Instead, it starts from the day you start borrowing money (such as the credit card application.
- Right will return the cost cards for their Amazon Prime student (amount of $ 59) for one year.
- Get 1% Cashback on everything you purchased.
- Up to $ 600 for phone damage or steal if you pay your mobile phone money with your card. Pulled up $ 50.
- There is no external purchase fee.
- There is no annual fee.
- As a credit card of beginners, credit limit may arise as $ 5,000.
- Decree (built-in profess) is not a bank, our partners with the Celtic Bank in removing this credit card, so there should be no credit card concerns.
Grim
- Nothing is accepted.
- Currently it is unclear whether people hold the dependents dependents (such as F2 Visa) can apply for this credit card.
Recommended Time of Application
- We recommend applying for this card if you do not have SSN where you do not have credit history.
Summary
The decerive is Fintech company focused on students, and is especially friendly in foreigners. I think this fun card for the international reader of the International UndEgraduate and Student Qualifications without SSN (already, you can apply for this card if you have SSN. For those with SSN, you can apply to find you as your first credit card; However, the International Undergrads and Master students will not receive SSN in a short time, so how to get a complex credit card.
Here are the biggest credit card options for those who do not have SSN and do not have credit history:
- Go to the BOA branch and apply for Boa Cash Rewards. You need to have enough value for the money that includes Eboa, we often think> $ 10,000 is correct. Data points are in conflict, some people can succeed but some people can.
- You have to go Ed. The only credit cards are specifically designed for international students, and have a simple online application process.
- Find a friend and ask you to add you as an authorized user, and after building a credit history, you can continue to apply for other credit cards to find out of SSN (especially Amex). Note that not all banks allow you to add a authorized user without providing his SSN. Rebuilding that you need to have a credit for thanks.
- Secure credit cards from big banks. Secure credit cards require a security deposit, and often have a yearly payable fee. Therefore a protected credit card is the final election, if you can find one of the above options, you should not apply for a protected credit card.
You can compare these options alone and get the best suit for you! Let’s start a credit card trip!
Related credit cards
Historic Chart
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