Ashley’s Financial Goals for 2025 – Status Update

digitalplatform.g@gmail.com 2 weeks agoLast Updated: January 5, 2026

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Ashley’s Financial Goals for 2025 – Status Update

Happy New Year everyone!

Before I enter 2026, I want to look back. I wrote about my Financial goals for 2025 back at the end of 2024, and then checked the heart rate during the year.

Now that the year is over, let’s take a look at how I did:

Image credit: Pixabay/Mohamed_hassan

Slow Walking: B

During my year of heart rate testing I had given myself a C- because I still walked a little during the first half of the year. However, after our trip to Hawaii, we stayed close to home! My Mom and StepDad came to visit us for Thanksgiving (which was a really special treat!), and we haven’t gone anywhere or done any sightseeing since June. So in the end, I raised my score to a solid “B”.

Investment: A

My goal was to grow and diversify my investments this year. I have mentioned the opportunity to dip our toes into the rental market. That could still happen down the road, but I feel like we’re sitting on the edge of a housing bubble right now and I’m not in a rush to buy until prices and/or interest rates (or both) come down a bit. I still think a lot about diversity (see my recent blog post), but I’m not perfect. ChatGPT believes that our portfolio is overrepresented in cash and high-yield savings accounts and underrepresented in taxable merchant accounts. I will continue to look at our assets and work to continue to diversify over time but I think we are in a solid “A” investment grade overall.

Open LLC: A+

Sorry, dust off my shoulders, but I think we’ve hit this one out of the park. We opened an LLC and hired a CPA to help us manage certain aspects (like sending 1099s to our employees, our two children). It’s been a real pleasure to be able to teach my kids some aspects of bookkeeping and accounting, and they’ve been able to help me with various aspects of social media content creation to take some of those tasks off my plate. I am very excited about the future of our small business and hope to see it grow in 2026.

Interview (and hire?) a Financial Planner: A+

We had met this goal by the middle of the year and recorded all of it in our heart rate check. Long story short, we interviewed MANY financial planners but decided not to go that route. Instead, we hired a good, well-recommended CPA and feel really good about that decision. We manage our own finances, with CPA tax advice.

“Invest” in the core: B-/C+

Here, I was thinking about the area of health and wellness. Switching to cleaner products for cleaning, skin/cosmetics, personal hygiene, buying quality nutritious food and supporting local and sustainable brands. In the middle of the year, I had given myself a high score (B). I slowed it down a bit at the end of the year because I don’t think I’ve done anything since that mid-year exam. I feel that we have done very well with buying high quality meat and produce, but we can certainly do better with cleaning products, facial products, other cooking products, etc. We didn’t do too bad, but we have to improve.

I’m still working on my Financial Goals for 2026, but I hope to follow up on my posts with future goals.