Capital One Venture X Business Credit Card Review (2025.11 Update: 200K to 400k offers)
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2025.11 Renewal: New supply is 200k-400k. This is the best that this card has to offer. The need to spend money is high in the dark, so it is only suitable for those who have a lot of money to spend.
2024.6 Renewal: The offer is now $150k with a $30K spending requirement.
2025.4 Renewal: New supply is 150k-350k. The need to spend money is high in the dark, so it is only suitable for those who have a lot of money to spend.
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Benefits
- 400k offer: Earn up to 200,000 miles after spending $30,000 in the first 3 months. Get an additional 200,000 mileage miles after spending $150,000 in the first 6 months. That’s a total of 400k miles. This is the best offer on this card.
- Earn 10X unlimited miles on hotels and rental cars booked on single business travel and 5x miles on flights booked on single business travel and 2x on all other purchases.
- The total value of capital miles for one mile is 1.6 cent / Point. See below for a brief introduction.
- Earn 10,000 miles every year, starting on your first day. No spending is required.
- Annual travel credit (membership year): Get up to $300 in statement credits when you book a single business trip.
- Complimentary access to the following lounges (for both premium cardholders and authorized users):
- Capital One Lounges, 2 complimentary guests.
- Next priority (PPS) Lounges, 2 accompanying guests. Authorized users will receive a separate PPS card.
- Plaza Premium Lounges, 2 accompanying guests.
- Up to $120 global check-in credit or TSA Precheck application fee.
- There is no foreign exchange fee.
Bad
- The annual fee is not waived for the first year.
- One capital will pull all three leading credit bureaus (nation, Trunenion, equifax) with one credit card application!
Introduction to Capital One (C1) miles
- You can earn C1 miles with two types of cards: earning miles cards, or free cashback cards. Mileage earning cards include: Capital One Venture Rewards Card, Capital One VentureOne Rewards Card, Capital One Spark Miles for business. Cashback Rating cards mainly include Capital Precis Real Card Reward credit card, Capital One One Quvorone Revuals Card Real Card Reward Card, Capital One QuickSilver Cash Reward Card Card, Capital One Spark Cash Plus etc.
- You can transfer your C1 miles from one mileage earning card to another mileage earning card at any time, and you can transfer your money to a mileage earning card at any time. However, you cannot transfer your miles from a mileage card to a cash card, so the refund is more flexible than the miles in the C1 program.
- C1 miles never expire. You will lose C1 miles on one card if you close the account, but you can prevent losing your C1 miles by transferring points to another C1 card ahead of time.
- If you have a loyalty card, C1 miles can be transferred to other airline miles and hotel points. Other good 1:1 transfer options are: Air Canada (AC) (Star Alliance), Avianca (AV) (Avia Alias (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (CX) (Cx)
- You can redeem your C1 miles for travel expenses at a limited rate of 1.0 cents / point. You can also redeem your C1 miles for select RIOT merchant gift cards for REOOT 1.0.
- You can redeem your C1 miles via statement for a limited rate of 0.5 cents.
- In summary, we estimate that C1 miles cost 1.6 cents.
Recommended application period
- We recommend that you apply for this card after you have a credit history of at least two years and are very comfortable with the credit card game.
- [1/6 rule] You can apply for one credit card for one six-month period, including personal and business credit cards. You will get an automatic disclaimer if you break this rule, but there will be no hard pull.
To put it briefly
This card is essentially the same as a capital onevenven one x except that it is a business credit card. This card has an annual fee of $395, but it comes with 10K miles and a $300 Travel portal Credit each year, and can basically cover the annual fee. Capital One has developed its miles program over the years, these days the transfer rate is almost always one. Therefore, its ability to earn 2x is very strong. Its offer is to accept generosity graciously but its need to use is great. This card is suitable for large debtors.
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